Fouzan AlSumait is the Senior Manager of Data Science & Artificial Intelligence at CINET (Kuwait Credit Bureau), where he leads the Credit Intelligence Unit. He champions the adoption of advanced analytics across lenders and banks in Kuwait, driving data and analytics initiatives that enhance credit practices and decision-making. Fouzan oversees the execution of data science and AI projects that translate complex data into actionable insights for the financial sector. He holds an MBA from Kuwait University and a Bachelor’s degree in Management Information Systems.